Discharging your Mortgage

Why would I need a solicitor once my mortgage has been paid off?

Answer

Discharging your Mortgage - Paying the final instalment of your mortgage doesn’t end your ties to the bank. Until you formally remove the mortgage, your bank will remain on your title deeds as a party with a right over your home. Some people think that repaying your mortgage makes the bank disappear from your title deeds – that’s not true.

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